vs
Mid-market
✓ Vetted by Audit Friendly
Side-by-side comparison

Routable vs Trolley

Routable leads on AI and agent readiness and GL and ERP fit. Trolley leads on compliance depth and scalability.

We earn a referral fee from some vendors. It never changes our scores, which come from our published eight-dimension rubric.

AF score
72
vs
73
Agent readiness
3
vs
2
In market since
2017
vs
2015
Best fit
Routable
US platforms paying many payees
Trolley
Platforms paying global payees

The verdict

72

Routable

AF score 72 / 100 · Leads on 3 of 8
Choose it if
  • A US marketplace or gig platform paying thousands of sellers, drivers or contractors a month
  • A NetSuite or Sage Intacct finance team paying many domestic and international vendors that wants instant, ACH
  • A company whose payees value speed
73

Trolley

AF score 73 / 100 · Leads on 5 of 8
Higher score, +1
Choose it if
  • A marketplace, creator or music platform paying thousands of contractors, artists or sellers across many countries that needs W-8
  • A product team that wants to embed payee onboarding
  • A finance team that wants to model cost from a published module price list and fee table before a sales call, and to pass or split payout fees with recipients

Scores from our independent reviews of both tools. Prices verified 12 Nov 2026.

At a glance

FactRoutableTrolley
Best fitUS platforms paying many payeesPlatforms paying global payees
PriceFrom $1,250/mo (published)$2,399/yr Pay + fees (published)
Pricing modelPublished entry tier; quote upper tiers; per-payment feesPublished yearly modules plus per-payment fees
ImplementationMediumMedium
Time to go live1 to 4 weeks (vendor)Days to 6 weeks (vendor)
Agent readiness✓ 3 / 52 / 5
AF score72 / 100✓ 73 / 100

✓ marks a clear edge. Prices are as each vendor publishes them, verified 12 Nov 2026.

AF scores by dimension

Routable leads on
AI and agent readiness
62
50
+12
GL and ERP fit
70
58
+12
Payments & money movement
84
78
+6
Trolley leads on
Pricing transparency
64
86
+22
Support
60
69
+9
Compliance depth
74
81
+7
Scalability
72
73
+1
Implementation
76
77
+1

Each dimension is scored 0 to 100 in the full reviews. The chip shows the leader's margin.

What each costs

Routable

From $1,250/mo (published)

Published entry tier; quote upper tiers; per-payment fees

Trolley

$2,399/yr Pay + fees (published)

Published yearly modules plus per-payment fees

Compare plans on their own sitesNeither vendor pays us. Both buttons go to the vendor's own site.
RoutableFrom $1,250/mo (published)Visit Routable site
Trolley$2,399/yr Pay + fees (published)Visit Trolley site

Where each falls short

Routable is a weak fit for

  • Payers outside the US: the API docs describe international payouts as payments made from companies in the United States
  • Teams on Business Central, Dynamics or SAP, or teams
  • AP teams that want virtual card payments and card rebates

Trolley is a weak fit for

  • AP teams that need PO matching, GL coding or multi-level invoice approval routing on vendor bills
  • Companies on Sage Intacct, SAP or more than one ERP instance
  • Payers without an office in the US, Canada, the UK, the EEA

Routable vs Trolley: common questions

Which scores higher, Routable or Trolley?

Trolley, 73 to 72 on our 100-point rubric.

How much do Routable and Trolley cost?

Routable: From $1,250/mo (published). Trolley: $2,399/yr Pay + fees (published).

How long does each take to go live?

Routable: 1 to 4 weeks (vendor). Trolley: Days to 6 weeks (vendor).

Which works better with AI agents?

Routable rates 3 and Trolley rates 2 out of 5 on our agent-readiness test.

Decided?Or ask us about your setup below.
RoutableFrom $1,250/mo (published)Visit Routable site
Trolley$2,399/yr Pay + fees (published)Visit Trolley site

Keep exploring

Ask AF

Still deciding? Ask about this matchup.

A straight answer from our research on both tools.

Sources

RoutableAF 72 · From $1,250/mo (published)Visit site
TrolleyAF 73 · $2,399/yr Pay + fees (published)Visit site
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